There are many mortgage options that standard lenders do not have. For those lenders, you have to fit into their guidelines. So, in other words, you have to fit into the box. With us, we offer many additional loans for people who do not fit in the standard mortgage box. Some of those options are listed below.
Self-Employed:
If you are self-employed and can't verify your income in the traditional way using tax returns you may qualify using one of these loan options
- Form 1099
- Bank Statement
- Profit & Loss Statement
Rental Property:
If you are trying to buy an investment property and your debt-to-income ratio is too high to do a standard investment mortgage loan then you may be able to qualify with this loan option.
Assets:
Do you have liquid assets? If so there may be a possibility to use them to calculate additional monthly income to help you qualify if your debt-to-income ratio is too high.
Credit Events:
Maybe have had a bankruptcy, foreclosure, or some other credit event that keeps you from qualifying for a standard mortgage option. If so this may be an option for you.
So if you have any of these special circumstances or others that may not be listed here, please contact us or click on Apply Now.
